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Car Parking Lot Loan-----Giving my car a place to park
Car Parking Lot Loan is a business in which the applicant who has bought a car and a car parking lot in his or her new house pays the first payment of the parking fee, and borrows money from the bank for the rest parking fee, using the car parking lot as its mortgage, repays the loan by installments.
1. Who is it for?
New Housing mortgage loan applicants
2. Credit line, time limit and interest rates:
The amount of such a loan shall not exceed 80% of the total value of the car parking lot for 20 years. The loan rate goes with the commercial loan rate.
3. What needs to be done?
(1) Submit application documents for credit line assessment;
(2) Bank verifies the application and approves it;
(3) Signs an agreement with the borrower about the personal car parking lot mortgage contract
(4) Get the car parking lot insured and register as collateral;
(5) get the loan
(6) Repay the principle and interests as agreed;
(7) Once borrower has repaid the entire loan, the contract expires and loan registration cancelled
4. Documents to be provided by applicant for loan application:
(1) Personal loan application form
(2) Valid identification and Residence registration (Hukou) of applicant and co-owner
(3) Testimonial of family income and assets;
(4) Former Signed an agreement with the borrower a house mortgage loan;
(5) Purchase Agreement signed with the developer of the car parking lot
(6) Original receipt for the first payment of the car parking lot purchase
(7) Other documents required.
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