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% Tag 6searchAsearch% Www EsearchEg%C6%AC%CE%E5%CB%C4%C8%FD%D3%B0%CA%D3%B9%DD% Www BsearchC Tag %8 Www F Www % Www 3 Homeloanhomefinancing B0 Homeloanhomefinancing C Www % Homeloanhomefinancing 3 Valign Bsearch%searchDO Tag T Valign Csearch searchS l TEAM l SITEMAPNissim Finance Group > China >Commercial & Residential Real Estate Financing in Emerging Markets no.2
COMMERCIAL & RESIDENTIAL REAL ESTATE FINANCING IN EMERGING MARKETS
- Loan Service 贷款业务
- 已贷款房产加贷 Re-mortgage
-
- 1. 业务描述 service description
- (1) 以已有贷款的的房产（住宅、商铺、办公）作为抵押物 use mortgaged property (residential, retail, office) as collateralization
--- 再次申请增加贷款！-- reapply to get additional loan!
- (2) 贷款期限最长可达30年 maxim loan term can reach 30 years
- (3) 贷款总金额为评估价的7成； 70% loan based on property appraisal
增加贷款 = 贷款总金额 – 原有贷款余额 Additional loan = Total loan value – Rest of original loan
- (4) 我司提供评估、担保、审计、公证、贷款申请全程服务 service provided by our company: appraisal, guarantor, auditing, proof, whole application procedure
--- 额度高、贷款期限长！--- higher loan rate, longer loan term!
- 2. 条件 requirement
- (1) 房产价值70万以上 property value must be +700,000
- (2) 权利人需要全部到场 all beneficiaries must be presented
- 3. 提供资料 documents needed
- (1) 房产证 property certificate
- (2) 身份证(产权人及其配偶) ID card (proprietor and the spouse)
- (3) 户口本(产权人及其配偶) Hukou (proprietor and the spouse)
- (4) 婚姻状况证明 marital certificate
- (5) 购房合同 property purchasing contract
- (6) 购房发票 property purchasing invoice
- (7) 购房契税单 property purchasing tax ticket
- (8) 收入证明(工作证、胸卡) income proof (working card)
- (9) 借款合同 borrowing contract
- (10) 最近6个月还贷帐单，或者银行开具《还贷明细表》last 6 months debit repayment record, or bank paper issued by the bank
- (11) 还贷卡、存折 credit debit card, bank paper
- 其他提高资信之资产证明(尽量提供) other credibility proof (more the better to get a good loan deal)
- (1) 其他房产证明(备用房产) other property certificate (backup property)
- (2) 存款证明 saving proof
- (3) 自有机动车辆《登记证》 owned auto (registered certificate)
- (4) 自营业主提供《营业执照》 owned business (business license)
- 房产抵押授信 Credit loan issuing against property guarantor
- 1. 条件 requirement
- (1) 已取得房地产权证； land certificate obtained
- (2) 房产价值50万以上 property value must be +500,000
- (3) 权利人需要全部到场 all beneficiary must be presented
- 2. 条件 requirements
- (1) 已取得房地产权证；property certificate is obtained
- (2) 房产价值50万以上 property value must be +500,000
- (3) 权利人需要全部到场 all beneficiaries must be presented
- 3. 提供资料 documents needed
- (1) 房产证 property certificate
- (2) 身份证(产权人及其配偶) ID card (proprietor and the spouse)
- (3) 户口本(产权人及其配偶) Hukou (proprietor and the spouse)
- (4) 婚姻状况证明 marital certificate
- (5) 购房合同 property purchasing contract
- (6) 购房发票 property purchasing invoice
- (7) 购房契税单 property purchasing tax ticket
- (8) 收入证明(工作证、胸卡) income proof (working card)
- 4. 其他提高资信之资产证明 (尽量提供) other credibility proof (if possible)
- (1) 其他房产证明(备用房产)
other property certificate (backup property)
- (2) 存款证明
saving proof
- (3) 自有机动车辆《登记证》owned auto (registered certificate)
- (4) 自营业主提供《营业执照》owned business (business license)
- 厂房抵押贷款 factory collateralized loan
- 1. 条件 requirement
- (1) 企业以厂房作为抵押担保； factory used as collateralization
- (2) 贷款金额为评估价的5-6成，期限1-5年； loan is 50-60% of the appraisal, 1-5 year loan term
- (3) 我司提供评估、担保、贷款申请全程服务 service provided by us: appraisal, guarantor, loan application procedyre
--- 额度高、贷款期限长！ Higher loan rate, longer loan term!
- 2. 条件 requirement
- (1) 已取得房地产权证； property certificate
- (2) 企业具有一定的经营业绩与规模。 Satisfied business size and sound business track record
- 3. 提供资料 documents needed
- (1) 厂房的房地产权证 factory land certificate
- (2) 企业《营业执照》、《组织机构代码证》《税务登记证》 (business license) (organization code) (tax registered certificate)
- (3) 公司章程、验资报告(需在工商部门备案) company structure, registered capital report
- (4) 全体股东的身份证 board members ID cards
- (5) 企业贷款卡卡号与密码（如有） business credit card number and password (if applicable)
- (6) 企业近两年的年终财务报表和当期财务报表 last 2 years business fiscal report and present fiscal report
- (7) 提供一些近一年的、有说服力的供销合同 some convincible supplying and selling contracts in the past year
- (8) 各种资质认证书、专利证书、专业执照等(如有) any patent certificate, copyrights certificate (if applicable)
- 1. 业务描述 service description
- (1) 以已有贷款的的房产（住宅、商铺、办公）作为抵押物 use mortgaged property (residential, retail, office) as collateralization
--- 再次申请增加贷款！-- reapply to get additional loan! - (2) 贷款期限最长可达30年 maxim loan term can reach 30 years
- (3) 贷款总金额为评估价的7成； 70% loan based on property appraisal
增加贷款 = 贷款总金额 – 原有贷款余额 Additional loan = Total loan value – Rest of original loan - (4) 我司提供评估、担保、审计、公证、贷款申请全程服务 service provided by our company: appraisal, guarantor, auditing, proof, whole application procedure
--- 额度高、贷款期限长！--- higher loan rate, longer loan term! - 2. 条件 requirement
- (1) 房产价值70万以上 property value must be +700,000
- (2) 权利人需要全部到场 all beneficiaries must be presented
- 3. 提供资料 documents needed
- (1) 房产证 property certificate
- (2) 身份证(产权人及其配偶) ID card (proprietor and the spouse)
- (3) 户口本(产权人及其配偶) Hukou (proprietor and the spouse)
- (4) 婚姻状况证明 marital certificate
- (5) 购房合同 property purchasing contract
- (6) 购房发票 property purchasing invoice
- (7) 购房契税单 property purchasing tax ticket
- (8) 收入证明(工作证、胸卡) income proof (working card)
- (9) 借款合同 borrowing contract
- (10) 最近6个月还贷帐单，或者银行开具《还贷明细表》last 6 months debit repayment record, or bank paper issued by the bank
- (11) 还贷卡、存折 credit debit card, bank paper
- 其他提高资信之资产证明(尽量提供) other credibility proof (more the better to get a good loan deal)
- (1) 其他房产证明(备用房产) other property certificate (backup property)
- (2) 存款证明 saving proof
- (3) 自有机动车辆《登记证》 owned auto (registered certificate)
- (4) 自营业主提供《营业执照》 owned business (business license)
- 1. 条件 requirement
- (1) 已取得房地产权证； land certificate obtained
- (2) 房产价值50万以上 property value must be +500,000
- (3) 权利人需要全部到场 all beneficiary must be presented
- 2. 条件 requirements
- (1) 已取得房地产权证；property certificate is obtained
- (2) 房产价值50万以上 property value must be +500,000
- (3) 权利人需要全部到场 all beneficiaries must be presented
- 3. 提供资料 documents needed
- (1) 房产证 property certificate
- (2) 身份证(产权人及其配偶) ID card (proprietor and the spouse)
- (3) 户口本(产权人及其配偶) Hukou (proprietor and the spouse)
- (4) 婚姻状况证明 marital certificate
- (5) 购房合同 property purchasing contract
- (6) 购房发票 property purchasing invoice
- (7) 购房契税单 property purchasing tax ticket
- (8) 收入证明(工作证、胸卡) income proof (working card)
- 4. 其他提高资信之资产证明 (尽量提供) other credibility proof (if possible)
- (1) 其他房产证明(备用房产) other property certificate (backup property)
- (2) 存款证明 saving proof
- (3) 自有机动车辆《登记证》owned auto (registered certificate)
- (4) 自营业主提供《营业执照》owned business (business license)
- 1. 条件 requirement
- (1) 企业以厂房作为抵押担保； factory used as collateralization
- (2) 贷款金额为评估价的5-6成，期限1-5年； loan is 50-60% of the appraisal, 1-5 year loan term
- (3) 我司提供评估、担保、贷款申请全程服务 service provided by us: appraisal, guarantor, loan application procedyre
--- 额度高、贷款期限长！ Higher loan rate, longer loan term! - 2. 条件 requirement
- (1) 已取得房地产权证； property certificate
- (2) 企业具有一定的经营业绩与规模。 Satisfied business size and sound business track record
- 3. 提供资料 documents needed
- (1) 厂房的房地产权证 factory land certificate
- (2) 企业《营业执照》、《组织机构代码证》《税务登记证》 (business license) (organization code) (tax registered certificate)
- (3) 公司章程、验资报告(需在工商部门备案) company structure, registered capital report
- (4) 全体股东的身份证 board members ID cards
- (5) 企业贷款卡卡号与密码（如有） business credit card number and password (if applicable)
- (6) 企业近两年的年终财务报表和当期财务报表 last 2 years business fiscal report and present fiscal report
- (7) 提供一些近一年的、有说服力的供销合同 some convincible supplying and selling contracts in the past year
- (8) 各种资质认证书、专利证书、专业执照等(如有) any patent certificate, copyrights certificate (if applicable)
- COMMERCIAL & RESIDENTIAL REAL ESTATE FINANCING IN EMERGING MARKETS 2
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