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If you have a pending foreclosure the first thing you must do is to stop the proceedings. Fill out the application form at your right or call toll free 800-437-0515 to speak with an attorney right now. Even if your foreclosure is 48 hours away, the attorneys we have partnered can still stop the proceedings.

If you feel as though your mortgage situation is getting out of control but not as urgent as immediate foreclosure, you may want to consider Government supported loan modification, a short sale, or hard money loans. If there is equity in your home you may even consider a home equity loan.

Whatever your case may be you need to act now to stop foreclosure! Take a moment to explore your options.

Closing Costs Comparison

Comparing closing costs isn't as easy as it sounds. Lenders and brokers charge all kinds of fees giving them a wide variety of names. One might say that it doesn't charge an "application fee", but it makes that up by charging a "commitment" fee or "doc prep" fee at closing.

Don't rely on what your being told before see your real Good Faith Estimate faxed or mailed! And don't accept a lender's "that's just the way it is" answer when asking why your good faith estimate shows $5,000 in assorted fees for a $100,000 mortgage.

Compare offers and know your REAL Closing Costs in 24 hours. Online pre-qualification is free and there's no obligations.

Construction Loans

We work with the largest and the most competitive construction mortgage lenders. Participating lenders offer programs:

Owner-builder programs

Permanent financing

Construction-to-permanent loans

Remodeling loans

Lot purchase

Partially completed homes

100% construction financing

No payments during construction

We're here to help you to compare various options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.

Debt Consolidation

Credit card interest rates have skyrocketed while mortgage rates have remained at an all time low. Is your debt situation getting out of control? Consider the benefits of debt consolidation.

There are programs that allow you to clear up debt while enjoying tax benefits.

Options include Interest only and adjustable rate loans that drastically reduce your monthly payments while you're getting back on track.

We are here to help you compare various options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.

FHA & Low-Down payment Loans
We work with FHA-approved lenders allowing Low-Down payment home purchase. Our partners offer:

$100 down payments on HUD Homes with FHA-insured financing

FHA loans, impaired credit

First time home buying programs

Government-supported programs

Creative financing for a purchase, refinance, debt consolidation

1.25% ARM and Interest-only loans that allow you to cut your monthly mortgage payments when you need it

10+ years of experience helping borrowers with challenged credit

We're here to help you to compare various options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.

Buying a Foreclosure Home?
Today in the US about 1% of all residential properties are already in, or facing foreclosure soon.

With over 1 million homes being foreclosed on at any given time, opportunities for investing in real estate are tremendous.

We will refer you to a fast-track lenders providing foreclosure buying financing

Combine our free service with your own investment plan, and you get a winning strategy to build real wealth.

Compare offers and find a lender for your foreclosure-investment in 24 hours.
Online pre-qualification is free and there's no obligations.

Home Improvement Loans
Adding a room, wing, or floor to existing home might be a major undertaking, but it can also be a fulfilling experience, especially if financing fits your needs.

Looking to buy a fixer-upper?

Love your home but it isn't working well for you?

Need to finance home addition?

Looking for a lenders that will lend off of what the house will be worth when completed?

Second mortgage, Refinancing, Line of credit, ARM, Construction-to-permanent: this is just a part of options available. We're here to help you to compare options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.

Interest-Only Mortgage
With an interest-only mortgage, you only pay back the interest on their mortgage each month.

The loan does not have to be repaid until the end of the mortgage term, usually 5 or 10 years

The monthly payment is lower than that for a fully amortized loan

Since the payments are all interest, they're 100% tax-deductible

If you're a short term investor, money-savvy, a bit of a risk-taker, Interest-only loan could work for you.

We're here to help you to compare options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.

Jumbo Mortgage
Jumbo mortgage has an amount above conforming loan limits, and average interest rates are typically greater.

As of 2010, the limit is $417,000 for most of the US, apart from AK, HI, and 14 counties in CA, where the limit is $625,500.

To avoid paying 1/4-1/2 extra points, you may take out two loans - one as a first mortgage for the bulk of the money, plus a small second mortgage.

Our participating lenders specialize in Jumbo loans up to $3 Million.

We're here to help you to compare Jumbo mortgage options.
Online pre-qualification is free and there's no obligations.

LIBOR index mortgages

LIBOR programs are highly popular given the interest rate environment.

Start rates can be as low as 1.375% on a six month LIBOR loan!

LIBOR loans are offered by a small fraction of lenders in US and it is imperative you consult with a professional before making a decision. Our participating lenders offering LIBOR loans will be happy to assist you.

We're here to help you to compare LIBOR mortgage options.
Online pre-qualification is free and there's no obligations.

Multifamily & Mixed-Use Mortgages
Multi Family interest rates are typically greater than for conforming mortgages, and vary depending on property types and mortgage amount. Our participating lenders specilize in:

4+ units residential properties

Apartment buildings

Fixer-upper multifamily financing

Mixed use properties

Jumbo mortgages

Commercial properties

We will match you with lenders providing loan options with a range of terms to accommodate immediate and long-range financial goals. Compare offers so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.

No PMI 80/20 Financing
Along with FHA-approved lenders we work with lenders allowing No-downpayment home purchase. Our partners offer:

10+ years of experience helping poor credit borrowers

80/20 loans - a way to provide creative financing in a purchase, refinance, home improvement, or debt consolidation transaction.

When buying a home, a smaller second mortgage is frequently used in combination with a first one to avoid paying Private Mortgage Insurance or PMI. The first mortgage is always set at 80% of your purchase price.

We are here to help you to compare options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.

Looking to buy a Home?

We work with lenders allowing the transaction with an LTV up to 100% and with brokers with over 10 Years of experience helping bad credit home buyers. Our partners offer:

FHA loans, any credit scores.

Government-supported first time home buyer programs.

80/20 (no PMI) loans, a creative financing for a purchase, refinance, home improvement, or debt consolidation.

Programs like ARM or Interest Only Loans that allow you to cut your mortgage payments when you need it.

We're here to help you to compare options so you can choose on what is right for you.

Online pre-qualification is free and there's no obligations.

Looking to Refinance?
We work with creative lenders allowing the transaction with LTV up to 100% and with brokers with over 10 Years of experience of bad credit refinancing. Our partners offer:

FHA loans, any credit scores.

Government-supported loan modification.

80/20 (piggyback) loans, a creative financing for a purchase, refinance, or debt consolidation.

Programs like 1.25% COFI or Interest Only Loans that allow you to cut your mortgage payments when you need it.

We're here to help you to compare various options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.

Second & Vacation Homes Financicing
Looking for an invesment or a place to get away? Getting a second home mortgage is going to be a little bit harder to do in this economy.

The real estate prices in coastal towns, mountains and other vacation spots already took a hit and most likely will not fall further as the economy rebound.

Because lenders typically view second homes as a higher risk, you need to compare competitive offers to avoid paying higher interest rate, see higher fees and be required to hand over a larger down payment.

We are here to help you to compare options so you can choose on what is right for you.
Online pre-qualification is free and there's no obligations.