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2. No paperwork required
3. Loans accepted 365 days a year


Disadvantages

Disadvantages

£6.50 administration fee

Cash Lady

Broker£50-£300£125View

Terms

You must be 18 or over, a UK resident and have a UK Bank Account

View ID

Identification

UK Bank Account

1737%
Example

Representative Example

Borrow £180 for 28 days. Total amount payable - £225. Interest rate p.a. 1737% (variable). Interest payable - £45

NoYesNohy wait for payday? Find up to £300 right now with Cash Lady! Cash Lady finds small loans designed around you. Sometimes, we all need a little extra cash, just until payday. Whether it’s for bills, emergencies or even special occasions. It only takes two minutes to apply and you’ll get a quick decision and fast cash. Services

Services

1. Payday Loan Broker


Advantages

Advantages

1. Cash Lady is built entirely around you - it's a short term loan that's based on your payday. 

2. A short application form. It shouldn't take more than a couple of minutes 
3. If you accept the offer, the cash will be put straight in your account. It'll usually take less than 24 hours and can be as little as an hour.
4. Don't worry about sending cheques or calling up to make payments. When you apply, you give your payment details. This information is used to find a convenient day for you to repay, and the cash is withdrawn in one easy payment.


Disadvantages

Disadvantages

1. Payday Loans are not a long term solution to debt problems

2. If you are unable to make the loan repayment in time your credit rating may worsen

Provident Personal Credit Loan

Lender£50 - £300£140View

Terms

Applicants must be at least 18 years of age and a UK resident. Repayment period 14 - 31 weeks

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Identification

You will require proof of ID, address and income. National Insurance number may be required.

272.2%
Example

Representative Example

Total Amount of Credit: £300; Representative APR: 272.2%; Duration of Agreement: 52 weeks; Total Charge of Credit: £246; Total Amount Payable: £546; 52 weekly payments of £10.50; Rate of interest 80.2% p.a. fixed; The information underlined is variable depending on the loan amount, product & term offered. Address: 1 Godwin Street, Bradford, BD1 2SU NB

NoNoNoProvident Credit Loan is not like a normal payday loans type service. With only 14 weekly repayments our budget loan is perfect for paying those unexpected bills, emergency home repairs or anything else that might crop up out the blue. The budget loan is available from £50-£300 and could be delivered direct to your door within a few days of filling out our online application and meeting your local agent.Services

Services

Payday Loan Lender


Advantages

Advantages

1. You can spread your repayments over 14 weeks
2. There are no large lump sum repayments to worry about
3. No bank account needed
4. There are absolutely no hidden charges 
5. Your friendly agent will call at your home to collect your weekly payments
6. We could help if you ever need us again


Disadvantages

Disadvantages

1. High APR

FLM Quick

Lender£50 to £500£109.74View

Terms

You must be over 18, be living in the UK and not be bankrupt or on an IVA.

View ID

Identification

ID required and validation of your debit card.

199%
Example

Representative Example

Total Amount of Credit: £500; Representative APR: 199%; Duration of Agreement: 31 days; Total Charge of Credit: £48.70; Total Amount Payable: £548.70 Address: Financial Processing Ltd UK, Walton House, 56 – 58 Richmond Hill, Bournemouth, Dorset, BH2 6EX

YesNoNoFLM Quick is The Richmond Group’s competitive answer to the payday loans market and allows customers to borrow between £50 and £500, which can be paid out the same day or within 24 hours at an incredibly low 199% APR! Manage your own balance and pay back when it suits you best as long as you meet the monthly interest repayments. You must have a guarantor to be approved for this loan.Services

Services

Online application – apply from home


Advantages

Advantages

1.We accept applicants with CCJ’s, defaults and late payments, as long as they are not bankrupt or on an IVA
2.Same day pay
3.Online application – apply from home
4.No arrangement fees to set up the loan
5.Friendly service


Disadvantages

Disadvantages

1. You must have a guarantor to get approval for this loan

12 Month Loans

Broker£100 - £2500£123View

Terms

To qualify for one of our lenders' loans you need to be over 18, with a permanent job, UK resident and have a UK bank account.

View ID

Identification

Contact details (phone and email) for both home and work and your UK bank account information.

278%
Example

Representative Example

For a loan of £500 for 12 months: Monthly Payment - £79.09, Total Amount Payable - £949.01. Total Interest - £449.01, Interest rate - 140%

YesYesNoGet cash QUICK when you apply online with 12 Months Loans application form. Borrow up to £2500 and enjoy the flexibility of taking out an Instalment loan. An Instalment Loan is a type of loan that is often considered to offer customers all the benefits of a payday loan but over a longer period of time. Get instant answers FAST with 12 Month Loans.Services

Services

1. Instalment Loan


Advantages

Advantages

Instalment or 12 month loans are often considered to offer customers the benefits of a payday loan but over a longer period of time

 
1. 12 Month Loans help find fast loans for individuals with all credit backgrounds
2. We are supported by many of the UK’s most established payday loan providers
3. To apply for a loan simply fill out our quick and easy application form and we will do the rest, contacting hundreds of loan providers to find the best deal for you.
4. The process takes seconds, and you will receive an answer almost immediately.
5. If you are accepted for a loan you simply have to agree to the terms and conditions of the lending company and the loan will be transferred to your bank account
6. Flexible short term repayment plan with terms ranging from 1-12 months


Disadvantages

Disadvantages

1. Maximum borrowing is £2500

Zebit

Lender£50 - £1000£118.09 on a loan of £100 for 1 monthView

Terms

1. It is important and recommended that you do not borrow more than you can afford. 

2. A first time customer can borrow up to £800; our sophisticated Credit Assessment System determines the amount that you are eligible for. 
3. As a returning customer, you will be eligible for loan amounts up to £1000. 
4. A credit assessment is carried out to ensure that you will be able to repay comfortably 
5. The representative APR is 1521.0% 
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